Privacy Act Notice

The Financial Services Modernization Act, enacted by Congress in late 1999, has brought a number of changes to the financial services industry.  One result of that legislation is that financial institutions, like Wilson State Bank, are required to tell their customers how the institution treats information it maintains about them.  We realize the significant value of our customer relationships and would not, in any way, jeopardize your privacy and confidentiality.  Below you will find Wilson State Bank’s policy that documents our long-standing privacy practices. 

WSB Privacy Notice

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, or others; and
• Information we receive from a third party, such as a consumer reporting agency.

“Nonpublic personal information” is nonpublic information about you that we may obtain in connection with providing a financial product or service to you.  This could include information such as account balances, payment history, and overdraft history.

We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

If you decide to close your accounts(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have any questions regarding this policy, please contact Irv Mitchell at 785-658-3441.