Deposit Products

Following are brief outlines of the types of accounts and services we offer.  We are offering these descriptions to you only as a reference.  These are not full disclosures of our accounts.  Please stop by one of our locations for a full disclosure of terms and conditions for any of our accounts.

Free Checking Account

(Requires E-Statement)

You must deposit $100.00 to open this account
No minimum balance
No monthly maintenace fee
No per check charge
Unlimited check writing

Regular Checking

You must deposit $100.00 to open this account
Monthly service charge is based on average daily balance
Check image provided with monthly statements
MasterCard debit card available for qualifying applicants
No fees imposed on full time students, customers 65 years of age & older, churches, civic clubs and organizations
For a copy of the full disclosure for this account, please stop by any of our locations

Super Now Account

A maintenance fee of $5.00 imposed each monthly cycle if average daily balance falls below $2,000.00
Your interest rate and annual percentage yield may change
For a copy of the full disclosure for this account, please stop by any of our locations

Money Market Account

A maintenance fee of $5.00 imposed each monthly cycle if average daily balance falls below $2.500.00
Transfers from money market account to another account or third parties limited to six per cycle
Your interest rate and annual percentage yield may change
For a copy of the full disclosure for this account, please stop by any of our locations

Regular Savings Accounts

You must deposit $10.00 for customers 14 years of age and under and $50.00 for customers 15 years of age and older to open this account
Monthly service charge is based on balance
Daily balance used to calculate interest on your account
Transfers from regular savings account to another account or to third parties are limited to six per cycle
A per item fee of $1.00 will be charged for each debit transaction in excess of three during a month
For a copy of the full disclosure for this account, please stop by any of our locations

Certificates of Deposit

  • 3 months
  • 6 months
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 year
  • Other terms may also be available

Ask us about other details regarding the above accounts.  Accounts and terms available are subject to change, and there may be a substantial penalty for early withdrawal.

Individual Retirement Accounts

We know that our customers have many different lifestyles.  The account that works for one customer may not work for you.  That’s why we give you a choice when setting up your account for retirement.  We offer regular and SEP IRAs.  Come by Wilson State Bank and talk with an IRA advisor.  Let us set up the IRA that helps you meet your retirement goal.